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how-to-invest-in-water-and-make-money

Water is an important resource. Without it, life as we know it would perish. Water is not only an important asset, it can also be an excellent addition to your portfolio. If you're wondering why you should add it to your portfolio and how to invest in water, here's what you should know.

Why water is part of your portfolio

While water appears to be rare as it covers about 71 percent of the earth's surface, the vast majority (over 96 percent) of it is salt water. In comparison, very little water on the planet can be drunk without desalination, which is an expensive process on a large scale.

In addition, part of the fresh water, around 2 percent, is not readily available. Overall, only about 1 percent of the water is potentially ready for human consumption.

Investing in water can benefit from the potential shortage. In the event of water shortages, there is a possibility of considerable profits. Otherwise, water is unlikely to become less valuable unless there is an unprecedented breakthrough. This means that in the worst case, water can give your portfolio a degree of stability, which can be ideal for more conservative investors.

How to invest in water

If you want to find out how to invest in water, you have a few options. Everyone has their own advantages and disadvantages. Therefore, you should consider your needs, current portfolio mix, financial goals and risk tolerance before deciding on an approach. In this way, you can tailor your investment to your preferences and ensure that you are taking the right step for your financial future.

Here you see the potential opportunity to invest in water.

Utilities

Some water utilities are listed so you can invest directly in them. American Water Works Co. is one such example, which is indicated with the ticker symbol AWK. Aqua America (WTR) is another such option.

If you use this approach, you are buying shares in a single company. This way, if you already have a diversified portfolio, you can invest in water while reducing your risk. However, if you're not diversified, investing in individual companies is the riskier approach, since you're essentially putting a lot of your proverbial eggs in one basket.

As with any investment, you should examine the utility before proceeding. This way, you can ensure that you understand the current status and determine whether this is the right option for you.

Bottled water company

The bottle water market has grown. By investing in companies that sell bottled water, you can add water to your portfolio, albeit in a somewhat indirect way. In addition, most bottled water vendors also have other beverages under their corporate roof, which can lead to diversification, at least from a product offering point of view.

Three of the largest bottled water producers are the Coca-Cola Company, the Nestle Group and PepsiCo. When you invest in one of the larger companies, you also invest technically in water.

Water filtration and cleaning companies

Another somewhat indirect approach is to invest in water filtration companies. Like bottled water, many water filtration brands belong to larger organizations, most of which are listed. For example, Clorox owns Co Brita. The PUR brand belongs to Helen of Troy Limited, while Everpure is part of the Pentair PLC product range.

On the cleaning side, DowDuPont Inc is a big player. The company mainly works on nanofiltration and reverse osmosis technologies, both of which can make drinking water safer. Another option in this niche is Siemens, which could also be a worthwhile investment opportunity.

Water index funds and ETFs

There are a variety of index funds and ETFs that focus on water-related stocks. The fund typically holds shares in a group of companies, some of which may only have two. Some of the options in this category include:

  • Bloomberg World Water Index
  • Dow Jones US Water Index
  • First Trust Water ETF
  • Invesco Water Resources ETF
  • ISE-B & S water index
  • MSCI World Water Index
  • PowerShares Global Water Portfolio ETF
  • S&P 1500 water supply index
  • S&P Global Water Index

Even if index funds and ETFs are automatically diversified, you still want to examine the history of the fund. Not all of them are as successful as their colleagues. It is therefore worth spending some time exploring performance before getting in and investing.

Water mutual funds

There are also mutual funds that focus on water. These also automatically offer a certain degree of diversification, the amount of which varies from fund to fund. Here are some potential investment opportunities that fall into this category:

  • AllainzGI Global Water Fund Class A.
  • Calvert Global Water Fund Class A.
  • Institutional class of the Pax Global Environment Markets Fund

Broad index funds, mutual funds and ETFs

Some broader index funds, mutual funds and ETFs also hold water-related stocks. The difference to these is that they also have a mix of other companies, possibly in numerous sectors.

The advantage of this approach is a higher level of automatic diversification. In essence, when you buy these funds, you invest in small parts of a variety of companies. This could reduce your overall risk.

However, this also makes choosing an option more complex. Some funds have dozens of companies, and it may take some time to examine each stock to determine if the fund is right for you.

You will also need to locate a broader index fund, mutual fund or ETF with a connection to a water related company. When it comes to bottled water, this may not be a challenge. For utilities and other water-related stocks, however, this could take a little longer to research.

Make the water investment

Once you know what water investments you want to make, you need to buy the right stock, index fund, or ETF. You usually do this through a broker, just like with any other stock. Simply look up the investment and proceed with the purchase as usual.

If you don't have a broker, you may want to explore one of the many online options. Many of them are easy to use and come with accompanying smartphone apps that allow you to manage your portfolio virtually anywhere.

Have you ever invested in water or any other important resource? Tell us about your experience in the comments below.

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top-5-investments-according-to-the-robinhood-app

At the end of 2019, Robinhood had over 10 million user accounts in his books. Many people flock to the app for their commission-free trades so that they can participate in stock market investments without part of the cost. With so much activity in the company, Robinhood can easily track which investments are popular. Here's a look at the top five investments based on the popularity of Robinhood users (as of May 21, 2020).

1. Ford

Analysts have rated Ford as a solid buy, which has caused the somewhat inexpensive stock to trend up. Over 848,000 users chose to take a risk on the automaker, add Ford to their portfolio, or just stick to the stock.

Before the corona virus pandemic, Ford mostly danced between $ 8 and $ 12. Given that it is under $ 6, it might look like a bargain to new investors who believe the automaker will get back on its feet.

2nd GE

GE has gone through its ups and downs stake in COVID-19, but that doesn't mean investors aren't willing to take a risk on the company. The company has more than 766,000 users of the Robinhood app in its portfolio.

GE stock is currently available for around $ 6.50. In addition, according to robinhood analyst ratings, it is considered a strong buy, which could make it more attractive to those looking for potential bargains with bounce-back potential.

3. Disney

Disney had some major successes when the COVID-19 pandemic delayed film release and resulted in park closures. However, the company is well positioned to recover. It recently reopened its Shanghai park and made significant progress in Florida. It also still owns valuable properties, including Marvel, and has had success with its Disney + streaming service.

While a price around $ 118 doesn't seem like a bargain, Disney is listed as a strong buy on Robinhood. In addition, the company was significantly higher before the pandemic, reaching nearly $ 150. Apparently at least 550,000 investors believe the company has what it takes to weather the storm.

4. American Airlines

Airlines felt the pain when the corona virus made travel incredibly unattractive, if not impossible in some areas. While American Airline's stock fell (near $ 9.90), investors seem to think that the industry and the airline will recover as the pandemic calms down.

In addition, the price cut could make the stock look like a bargain, suggesting that the travel industry will improve in a timely manner. The company has over 530,000 Robinhood app users in its portfolio, and the airline's analyst rating has listed it as a solid buy.

5. Delta Airlines

As with American Airlines, Delta Airlines' share price fell in response to the pandemic. Today it is considered a strong buy, with a stock price close to the $ 23 mark. In total, almost 519,000 Robinhood app investors agree to add or keep the company in their portfolio.

It is possible that investors and analysts believe that the price decline will not be long-term, and there is a reasonable chance, if no guarantee, that they will be right in the end. However, it mainly depends on the recovery of the larger travel industry, and only time will tell if or when this will ultimately happen.

Have you invested in any of the stocks above? Do you think it is wise for new investors to focus on the top 5? Share your thoughts in the comments below.

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new-survey-almost-3-out-of-4-employees-are-eager-to-return-to-the-office-after-the-covid-19-outbreak

It is no surprise that COVID-19 has changed the way we work and interact within and outside the workplace. Many organizations have switched to remote work for security reasons. Nevertheless, many employees wonder when we will return to work when we dig deeper into local protection. Due to COVID-19 several companies like Twitter and Facebook have recently made a difficult decision to move their organizations to remote work permanent, adapt work from home model.

“There is no one-size-fits-all model for employers preparing to reopen their offices. While many workers are willing to return to the office, employers considering reopening offices should clearly communicate that the job will be different and inform employees of what this means for them. More than ever, employers need to closely monitor local policies and listen to their employees to ensure they meet the needs of the people who are driving their business. " – Carina Cortez, Chief People Officer of Glassdoor

A new Glassdoor poll conducted by The Harris Poll found that 45% of employees expect to return to their company's office this summer, and almost 3 in 4 employees are ready to return.

The new survey found that U.S. employees who work exclusively from home due to COVID-19:

The employees are ready to return to the office

Willingness to return: 72% say they are ready to return to their company's office, including:

    • Men (79%) are more likely than women (61%) to report that they are willing to return to their company's office.
    • Almost half (45%) expect to work in some form in their company's office again in summer 2020.

Top factors: Getting to know employees (52%) and personal collaboration (46%) are high on the list of reasons why employees would like to return to their office.

Trust in Sr. Leaders: 83% trust that their company's executives will make an informed decision about when to reopen their office.

Employee expectations regarding health and safety at work

U.S. employees who work exclusively from home due to COVID-19 expect the following from their employer when their company's office reopens:

    • More than 3 in 4 (79%) expect benefits from their employer Disinfectant / hand disinfectant.
    • Over half (54%) expect a mandate from their employer Employees wear masks / gloves in the office.
    • 45% expect this from their employer Place workstations at least six feet from other employees.
    • 38% expect this from their employer Check the temperatures of the employees on arrival at work.

Effects of COVID-19 on the future of work

More flexible work options: 65% would work full time from home after the COVID 19 restrictions were lifted if the option were given.

Consider remote openings: 60% would rather apply for a job that is completely remote when looking for a new job.

This survey was conducted in the United States from April 29 to May 1, 2020 by The Harris Poll on behalf of Glassdoor online among 1,188 US adults aged 18 and over, 472 of whom were COVID-19 and home-based only working from home were asked about their expectations for re-entry into the workplace amid COVID-19.

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how-to-make-money-by-debugging

I love to disappoint. I don't really know how I end up getting so much extra stuff, but it seems to creep in on me regularly. I find it invigorating to tidy it up, organize it and get rid of what no longer serves me. In addition to improving my mental and physical space, I sometimes even earn money by debugging. It's not usually the goal for me, but it's a nice side effect. And in times of financial stress, it can actually be very helpful to make money by debugging.

Interference suppression benefits

Interference suppression has so many advantages. Personally, when I have a free space, it clears my mind. This applies to many people. Sometimes when I can't finish a project or can't concentrate on my work, I take a few minutes to free up the space. After that I feel better. Then I can continue with less mental disorder.

Additional advantages of interference suppression are:

  • Get a clear picture of what you have in your room so that you don't buy additional items unnecessarily
  • Reduce the cost of storage fees and / or more living space at home
  • Improved health through less dust and other hygiene concerns
  • Better heating and cooling efficiency in the home thanks to improved airflow
  • Relieve stress and reduce anxiety
  • Cleaning becomes easier because you have less work
  • Easier to find what you need and enjoy the things you love the most

Of course, if you can also make money from debugging, this is another benefit.

Interference suppression methods

There are many different approaches to filtering. You may need to try a few different methods before you find the one that works best for you. This is completely right. The relationships we have with our things and our spaces are just that – relationships. Not all relationships work the same. Find out what works for you.

Some of the most popular filtering methods are:

  • Marie Kondo's KonMari method, in which you strategically go room by room and only keep what “makes you happy”
  • Swedish death cleaning that leaves your home as if you're about to die and don't want to leave your chaos to others
  • Dana K. White's container method, in which you see every room – and every smaller room in this room – as a container that is designed for an object type
  • Do you love it Need? Use regularly? If not, maybe you should resolve it.

Find the approach that works for you so that you have the level of clutter (or lack of clutter) that feels right in your home without making the debugging process a chore.

Tips for debugging with a view to making money

Regardless of which filtering method you choose, you can approach it to make money. Here are some important tips to keep in mind if you want to make money debugging:

  • Organize the things that you don't want to keep when you troubleshoot. Place books with books, clothes with clothes, etc. This will make it easier for you to find out what you can sell where at the appropriate time.
  • Above all, focus on finding high-priced items that you can decipher. If you have two iPads, you may have reasons why you can use both. However, if you focus on the items in your house that are worth the most money, you may find that you don't have to keep the second one after all.
  • Set aside seasonal items. If you want to make money from debugging, you have to be smart. Certain items are only sold in certain seasons. While it's not worth keeping low-value items until the "right" season, it can be wise to have items with higher tickets.

5 ways to earn money by debugging

Some people choose to vacate their entire house, collect items for sale, and then sell them all at once once cleaning is complete. Other people choose to disappoint a bit and sell a few things here and there as they go. There is no right or wrong way.

Whatever you do, here are some of the ways you can sell the items you want to release:

1. Find great buyers for specialty items

If you have unique items that you want to part with, it is worth taking the time to find the right buyer. These would be high quality or rare items. Elements that could fall into this category include:

  • Vintage item
  • High-end furniture
  • Designer clothes
  • art
  • vehicles

In other words, if you have something that is valuable because it is rare or collectible, you should sell it to the right people. The people or institutions that buy such items pay the most for the things they want. For example, if you own a rare work of art, you will want it. If you want to make money from debugging, this is a good place to start.

2. Offer high-ticket items individually for sale online

If you can't find specific buyers for things that are of good value, you can put them up for sale online. You want to think about your time investment versus the amount of money you will be making. For example, if you have 100 books for sale, but each is worth a few cents, it may not be worth listing each book individually.

However, if you have popular branded clothing in good condition, equipment and electronics, and other items that are worth a little more, you can put them up for sale individually. Some of the places on the Internet where you can offer items for sale are:

  • Ebay
  • Craigslist
  • Amazon (although the rules have changed recently)
  • Facebook marketplace

3. List "many" items for online sale

If you have a lot of small items to debug, it usually makes sense to try to sell them as much. For example, list a “box of books” for sale on one of the websites highlighted above. There are also many places where you can sell groups of the same items.

For example, you can pack a box of clothing and send it to a website like ThredUp that lists everything that is for sale for you, and then pay you for the sale. Also think of "buyback" websites. For example, there are several websites that "buy back" used textbooks at the end of each semester. There are also websites for buying back cell phones and electronics. Take a look at what you have, look for a buyback option online, and see what choices are available to you.

4. Sell items to local stores

You don't have to sell item groups (or individual items) online. You can also go on site. For example, I brought boxes of books to my local bookshop. They would sort them and buy what they wanted. Usually I would just ask them to donate the rest. After all, if you trouble yourself, you don't want to bring the extras home. If you've ever sold clothing to Buffalo Exchange or Crossroads Trading Company, you already know how it works. You may also be able to bring some valuable items to local stores for sale.

5. Have a yard sale

If you have a random selection of things to sell, a good, old-fashioned yard sale is still a great option. You won't get rich with a yard sale. However, you will resolve things quickly. You will make some money doing it.

3 ways to save money with unloaded items

Sometimes you can't sell your items, but that doesn't mean they aren't profitable for you. You just have to get creative. Think about how you can save money by getting rid of the things you no longer want. Here are three options:

Make an exchange with friends or neighbors

If you have leftover items that you couldn't sell, consider swapping them with others. You won't make any money if you disappoint per se in this way. However, if you can get rid of something you don't want in return for something you do, you get a good deal.

Donate to charity

Another option that you can delete is to donate items to charity. Again, you won't make any money per se. However, you can deduct your charity donations from your taxes. Therefore, it can have a financial gain.

Give the items

If you have items in good condition, think about who might love them. If you can buy gifts in your warehouse instead of buying items in a store, you are effectively saving money.

What trick do you know that would help others? Share it in the comments below!

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working-from-home-is-here-to-stay-even-after-covid

The COVID 19 pandemic has left millions of people unemployed. If you don't get fired, you're probably working from home. While many remote workers are just happy to be able to continue their work, many of them are still looking forward to returning to the office at some point. However, this can never happen.

The future of the workplace

The global coronavirus pandemic will undoubtedly have a profound impact on various facets of life, including the workplace. And the business has certainly not been as productive since all of this started. According to CNN, 71% of employers have difficulty adapting to remote jobs. 65 percent of employers said maintaining work ethic during this time was also difficult.

How will all of this change the future of the office?

Not surprisingly, many more people will be working from home. Around 64% of Americans already work from home in some way, but you will find that more and more companies are enabling employees to work from home more often. As soon as the leases expire, some companies can delete their offices entirely.

Those who want to maintain a physical workspace are likely to have to make major changes to the traditional office to maintain a physical distance between employees. Many offices will remove the shared work area and return to closed offices and cabins. Once the coworking space is born, it can be removed.

Tips for working from home

A key component to being a productive remote worker is the ability to adapt to changes as they occur. In the current environment, it can be said with certainty that most people can adapt to changes at a certain level. However, many workers and employers find it difficult to adjust to this change. Once you work from home all day, some of these tips should help you keep your workload on track.

  • Set a schedule for yourself. If you have a set schedule, you can maintain productivity. Get up, get dressed, have breakfast at the same time. This will motivate you all week long.
  • Make sure you check in. Checking in with a colleague on a daily basis is always a good idea, especially if you miss the camaraderie of the office. Set up a quick Google chat or Skype check-in to see how it goes.
  • Use virtual tools. There are endless tools to help remote workers. Do your research and find out what works well with your devices. Google Suite can work wonders to keep you organized.
  • Designate a work area at home. Don't just crawl out of bed and mosey to the couch. Place yourself in an office at home. If you don't have office space, make sure you set up a room that feels like a work area before you start.
  • Eliminate the distractions. Namely your smartphone. When you were in an office, you could see yourself playing around (or otherwise) on your phone. When you're at home, do everything you can to eliminate these distractions by turning on Do Not Disturb or other notification silencers.

And if you need a few more, check it out …

One thing is certain. All of this will pass over time. The job market in the United States is no stranger to the crisis. Roll the blows and push forward.

Reader, how do you deal with work from home?

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